Do Occupational Therapists Need Insurance?

What is Occupational Therapy Insurance?

Professional liability Insurance is made to cover your expenses and protect your assets in the event of a malpractice situation. My OT Insurance has crafted a policy that is not only economical, but also provides you with the confidence you need to further yourself and your career.

Your training, education, and experience as an occupational therapist allows you to help people to achieve their health and wellness goals. You could be putting your future finances and career at risk by practicing without individual professional liability insurance.

Whether you’re employed or self-employed with a company, My Occupational Therapist Insurance is all about providing insurance coverage that is affordable all while protecting your patients and you.

Who Needs Occupational Therapy Insurance?

Every occupational therapist should consider investing in professional liability insurance. It’s not unusual for a patient to file a claim against you, resulting in an expensive lawsuit. Having your own individual policy with My OT Insurance can help if the unfortunate happens. You will be covered if a claim is filed, and you are responsible for any of these reasons.

Compare Your Occupational Therapy Insurance Options

My OT Insurance offers more benefits than our competitors such as stolen equipment coverage, identity protection, and a free professional website. Covering $1 million per occurrence and $3 million annually, My OT Insurance offers the best-priced insurance. Annual rates for professionals is $79—in comparison to million dollar lawsuits.

What Type of Occupational Therapy Insurance is a Good Fit for You?

Make sure to look for a plan with at least $1 million in liability coverage per occurrence. We live in a world where million dollar lawsuits are more common than ever before.

Whether you are an occupational therapist who teaches yoga classes at night, or leads a group fitness class on the weekends, My OT Insurance has you covered at no additional cost. My OT Insurance covers more than 350 modalities and other wellness practices.

In addition, My OT Insurance will follow you no matter where you work. So, if you are working at currently working at one location right now, you never know where your career may take you. Opportunities may arise to work at a new place which means you are covered no matter where you go.

My OT Insurance covers stolen or lost equipment and offers additional resources such as professional resources for occupational therapists and a free website. Make the most of your money and look for a plan with added benefits.

Also, consider what will happen after your insurance policy expires. If you have occurrence form coverage and any claim that is filed after your policy has expired will be covered, as long as the incident happened while your policy was still active.

In the event that an incident does arise, My OT Insurance offers all policy holders an occurrence form policy, so that you will be covered. Many other insurance companies will not cover you if a claim is filed after the policy expires.

Purchasing Occupational Therapy Insurance

My OT Insurance does not have a drawn out quote process and online application, but instead uses an easy and quick checkout. We make the process quick and simple—we’ll ask you for your profession, contact information, and the type of coverage you would like to receive.

You won’t need to wait weeks to receive an over-priced insurance quote. However, when you do enroll in our insurance you might want to opt for the additional insured option. This will protect a business or person, should the name of the insured be found unreliable or negligent.

Starting a new occupational therapy job tomorrow? My OT Insurance has you covered. You’ll receive proof of insurance as soon as you pay and instant coverage.