Coverage from one of these top-rated carriers:
- 5% 5% 5%
Comprehensive Coverage for Your Business
A Business Owners Policy provides you with a bundled package of General Liability and Building & Property insurance. Our comprehensive coverage can protect you from a variety of incidents, including General Liability, Bodily Injury, Third Party Property Damage, Personal Injury, Advertising Injury, Third Party Medical Expenses, and Business Property. No matter if you own the building where you work, rent a physical space, work with large amounts of data, have employees, or own business equipment, a Business Owner Policy is essential coverage for your business.
Here are some examples of what a Business Owner Policy can cover:
- Slip and Fall
A patient slips on a wet floor at your clinic and suffers a broken wrist. Your General Liability coverage under a Business Owner Policy would cover the third-party medical expenses.
- Property Damage
A fire breaks out in the building causing significant damage to your therapy equipment and office furnishings. The Building & Property component of a Business Owner Policy would cover the cost to replace these items.
- Advertising Injury
A competitor claims that your clinic’s latest ad campaign contains false statements damaging their reputation. The General Liability part of your Business Owner Policy would cover any related defense costs and potential settlements.
- Third-Party Property Damage
During an off-site session, you accidentally knock over and break a valuable antique at a patient’s home. Your Business Owner Policy’s General Liability coverage could handle the associated costs.
- Personal Injury
A patient claims physical harm due to an improperly performed therapy technique. While a Business Owner Policy generally doesn’t cover malpractice, it does cover personal injuries, helping with defense costs.
Gallagher provides you access to the Best Insurance Carriers
Gallagher is one of the world’s largest insurance brokers, we have a broad reach in the insurance market and deep relationships to match you with the best carrier and the right coverage for your specific business—at the right price. Our size and strength means you’ll receive best-in-class service and specialized attention from insurance carriers.
Rest assured that assistance is always at your disposal. Your policy servicing can be done at a time that suits you, through various platforms including email, a phone line attended by welcoming personnel, and Gallagher Go, our round-the-clock self-service portal.
20+ Insurance Hubs
With over 20 specialized centers for small business insurance throughout the nation, we bring localized expertise straight to you.
More Than Insurance
As a valued Gallagher customer, your benefits extend far beyond standard insurance coverage. We’ve established partnerships with some of the market’s leading companies to offer you attractive discounts on all kinds of things you need to run your business.
We take the time to understand your business so we can protect and serve you. Our number one goal is to make insurance simple and worry-free – the way it should be.
We Do The Right Thing
We have been recognized as one of the World’s Most Ethical Companies®, underscoring our commitment to serving with integrity and prioritizing ethical behavior.
A+ BBB Rating
By choosing us as your trusted partner, you are assured of exceptional solutions and peace of mind. Our A+ rating from the Better Business Bureau (BBB) emphasizes our commitment to excellence, integrity, and customer satisfaction.
Hear from Our Satisfied Policyholders
Your Assurance in Our Insurance
“Something that took over two weeks with other insurance brokers and insurance carriers and ended in no quotes, expensive quotes from multiple carriers, or not even a returned phone call or reply to an email, Kenessa had it done in a few hours. She kept me informed along the way and answered every question sent her way.”
“I worked with Michelle, and she provided fantastic service. She took the time to understand my situation, was creative and responsive, and took care of my needs very efficiently.”
“Shane made working with Gallagher a smooth and enjoyable process. He was incredibly knowledgeable and able to answer all of my insurance and liability questions as a new business owner. Ultimately he was able to propose multiple quotes for my business before I settled on the perfect one. Thank you Shane and Gallagher!”
GET THE COVERAGE YOU NEED
Call our Licensed Insurance Agents at 1 (800) 990-3127